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Refinance | Buy a Home | Call 888-416-0920

Are you thinking about refinancing your mortgage? Today's historically low mortgage rates have made it a great time to take advantage of fantastic pricing and no to low closing costs. At Smart Mortgage Centers, we offer a wide variety of fixed rate and adjustable rate home loan solutions for almost any type of residential property. Get started today and skip two payments!

WE GIVE YOU REFINANCE OPTIONS

CASH OUT REFINANCE

Wholesale mortgage rates with no closing cost options or 

upfront fees.  LOWER mortgage rates could save you thousands.

PROUDLY SERVING ILLINOIS RESIDENTS FOR 20 YEARS.

LOWER YOUR RATE

REFINANCE

CONSOLIDATE DEBT

Save hundreds or even thousands by eliminating high interest credit card payments and or auto payments.

TERMS TO MEET YOUR NEEDS

Low 30 Year rates, maybe you want to cut your term to an ultra 

low 15 Year rate. We offer 8 - 30 year terms. Pick what is right for you.

Need some extra cash, refinance your home and get cash out. Fix up your home or maybe it's time for a vacation.

Better Business Bureau A+ Accredited -

Complaint Free Awards 2011, 2012, 2014, 2015, 2016.

Over 200 - 5 star reviews on Google, BBB & Yelp.


Low adjustable mortgage rates. 3, 5, 7 year terms. We offer super LOW Jumbo ARM rates.

ADJUSTABLE RATE MORTGAGE (ARM)

STREAMLINE REFINANCE

Refinance guidelines says that income, assets and credit are not verified; nor is employment. Appraisals are not required, either.

THE SMART GUARANTEE:

"Since 1997 we provide the highest 5 star customer service, lower rates and low to no closing cost options. Your home loan is handled with care from start to finish, assuring a smooth and enjoyable experience".

Vice President, Brian Birk