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Refinance | Buy a Home | Call 888-416-0920

Some options we can help with:


  • Local Realtor Partners
  • Pre-approvals before you shop
  • Less than perfect credit programs
  • No money down (VA, USDA Loans)
  • 3.5% Down (FHA Loans)
  • Construction to permanent
  • FHA 203K Home Purchase


If you find a house that is less than perfect, don't worry we offer the FHA 203K home purchase program. Get funds to fix up things you don't like about your new house. Ask about the FHA 203K Program.


Call us today at 888-416-0920 for a free consultation or get started online in just a few short steps.

Smart Mortgage Centers offers Homebuyer Grants.  


  •  3.00% or 4.5% of the 1st mortgage total loan amount 
  •  Grant is completely forgiven - no repayment required!
  •  Grant can be used for down payment and/or closing costs
  •  Seller Credit of 6% is allowed
  •  Gift funds are allowed!
  •  Borrower(s) not required to be First Time Homebuyers.
  •  Income limit is based on qualifying income used for transaction, not household income.

Get Started Now

HOME BUYER GRANTS

Safe, Secure, No Obligation

MORE OPTIONS

PROUDLY SERVING HOMEOWNERS 20 YEARS.

Better Business Bureau A+ Accredited -

Complaint Free Awards 2011, 2012, 2014, 2015, 2016.

Over 300 - 5 star reviews on Google, BBB & Yelp and more.


"Since 1997 we provide the highest 5 star customer service, lower rates and low to no closing cost options.  Your home loan is handled with care from start to finish, assuring a smooth and enjoyable experience".

THE SMART GUARANTEE:

Vice President, Brian Birk