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HARP - Home Affordable Refinance Program

Smart Mortgage Centers is pleased to offer HARP refinancing to qualifying borrowers.  If you've made your mortgage payment on time and your mortgage is owned by Fannie Mae or Freddie Mac it is possible to refinance your home no matter what the value.  Better hurry HARP or Home Affordable Refinance Program expires September 30th, 2017.

We will help you determine if your mortgage is owned by Fannie Mae or Freddie Mac. 

Call us today at 888-416-0920 for a free consultation or use the Quote Form on the right and a loan consultant will follow-up with you. You can also get started online in just a few short steps.

Safe, Secure, No Obligation

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"Since 1997 we provide the highest 5 star customer service, lower rates and low to no closing cost options.  Your home loan is handled with care from start to finish, assuring a smooth and enjoyable experience".


Vice President, Brian Birk